Sharking and Other Stories
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The applications record payment dates, new payments, interests, loan status and other details. Providing such information puts debtors in a dangerous situation as they are often threatened, robbed, attacked or even killed when they cannot pay.
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Even Costa Rica , which has managed to avoid some of the ills of its Central American neighbors, has seen these loans take off because of an influx of cash from drug trafficking. And the apps are easy to come by. What makes the use of these apps alarming is the amount of information clients must provide, including detailed personal information. This simply makes it easier for debt collectors to threaten victims.
Investigation and Analysis of Organized Crime.